C & I decided to forego the house selling & buying and refinance instead. Interest rate from 6.75% down to 4.75%, 30 year down to 20 year, and some extra cash to do with as we please. We've already decided on a new refrigerator. White, french door bottom freezer with water & ice dispenser. *sigh* Now, if we could only keep the price down.
Turns out we had to get the house appraised first so the lady came over this evening to do that. I'm glad she did because I realized I tend to focus on the negatives about the property & not the positives. She'd make comments and I'd think, "Oh yeah, that is kinda pretty." Or, "Hm. Hadn't thought of that. I suppose you're right."
I'm really interested to see what it appraises for. I hope it's not less than what I paid and I hope it's not WAY more than I paid (then I'd want to sell again & I just got over that). We shall see.
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